Finance Options
Nissan Finance has a range of options to suit both individual and business needs. Please see below for an overview of the available options, or alternatively download our handy Product Comparison Chart.
Individual
Nissan Credit
Nissan Credit's retail instalment (hire purchase) plan is one of the most popular methods of purchasing a new or used vehicle. It allows you to drive away, pay as you go, and at the end of the term you own the vehicle.
Benefits of Nissan Credit
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Affordability
By spreading the cost of the vehicle over an agreed term, the Nissan you want is yours at the end of that time.
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Flexibility
Nissan Finance can vary the initial deposit and contract length to suit you. We can also negotiate a balloon payment on top of your monthly instalments, or structure your repayments to your individual circumstances, such as fluctuations in income due to seasonal work or company bonuses.
Business and Fleet
If you are self-employed with one vehicle or run a business with several vehicles or a fleet, it makes good sense to lease and free up valuable capital. We have two leasing options, Nissan Lease and Nissan Lease Plus.
General Benefits of Leasing
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Cost-effective
The initial outlay is low, and leasing eases cash flow constraints as working capital isn’t tied up in your vehicle or vehicles.
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Tax deductibility
Monthly lease payments are directly tax deductible.
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Credit lines
Leasing leaves your business’ credit lines undisturbed and available for other requirements.
Nissan Lease
Nissan Lease is a flexible and cost-effective way to lease a business vehicle.
Benefits of Nissan Lease
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Flexibility
One month’s rental in advance is required at the time of lease; however, this can vary along with the contract length and residual value. Payments may also be structured to align with your business’ circumstances, such as fluctuations in income.
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Unlimited kilometre allowance
There’s no kilometre allowance, however, the expected kilometres travelled during the lease will be taken into account when calculating the expected price (called the residual value) to minimise your residual risk.
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End of contract options
At the end of the contract you can trade or return the vehicle. If you return the vehicle to us, we will sell it. The residual value of the vehicle at the end of the lease is set when the lease is signed. If the vehicle is sold for more than the residual value, the excess will be refunded to you as overpaid rental, however if it is sold for less than the residual value you will be required to make a top-up payment to cover the owing rental.
Nissan Lease Plus
Nissan Lease Plus has been especially designed to suit businesses with a fleet of vehicles.
Benefits of Nissan Lease Plus
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Low initial outlay
Only one advance monthly rental payment is required.
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No residual (depreciation) risk
At the end of the term you simply return the vehicle and can replace it with another. We take care of the sale of the vehicle and there is no residual risk as a result of that sale. However, you also have the option of tendering for the vehicle if you wish.
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Fully maintained option
If you choose a fully maintained lease the costs of routine servicing, replacement tyres and re-licensing are all included in your regular payments.
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Credit limit
Nissan Finance will set up a credit limit based on your total fleet requirements so you only have to fill in one set of paperwork and simply order vehicles as you need, within that limit.
Click here to download a copy of our Finance and Lease Options brochure.
Request a Nissan Lease Plus Quotation